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The banking industry is in the grips of an identity crisis. Leaders of the world's largest banks — such as Citi, BBVA, and Goldman Sachs — have begun describing themselves as technology companies with banking licenses.
However, this description is still aspirational. Executing the vision will require billions of dollars in investments, the restructuring of teams, a reimagining of the entire banking technology stack, and the adoption of a far more customer-centric business view.
See the rest of the story at Business Insider
See Also:
- American Express is acquiring Kabbage as it deepens its SMB push
- Chinese regulators estimate that their P2P lending crackdown resulted in $115 billion in losses for investors
- Monzo and Starling took the top spots in a study of customers' likelihood to recommend their bank
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