These US cities have the most expensive commutes, with some costing workers more than $10,000 a year

Chicago.

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• These US cities have the costliest commutes, according to a new analysis from LendingTree.
• Workers in 6 of these cities lose more than $10,000 a year from their commutes, the analysis says.
• The new findings come as many companies weigh plans to bring workers back to the office again.
• See more stories on Insider's business page.

Many companies are working on plans to bring their employees back to the office. When they do, some workers will once again be paying a hefty price for their commutes.

Millions of Americans, in fact, will lose more than $10,000 a year getting to and from work, according to a new analysis from LendingTree.

Read more: Employers are waging a war over work from home. WFH is winning.

Researchers gathered commute times for the 100 biggest US cities by total workers from the Census Bureau's 2019 1-year American Community Survey, the latest available federal data.

The analysts then used Census Bureau data to estimate the average hourly earnings in these cities. When they multiplied this by the commute time, they were able to calculate these commutes' opportunity costs, which is the value of the alternative activities for which people could have used the time instead, such as sleeping in or being on the clock.

Here are the cities where American workers have the highest yearly opportunity costs for their commutes:

1. Fremont, California

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Median full-time earnings: $95,221

Average round-trip commute time: 73 minutes

Daily cost of commute: $60

Annual cost of commute: $15,065

2. San Francisco

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Median full-time earnings: $90,475

Average round-trip commute time: 69 minutes

Daily cost of commute: $52

Annual cost of commute: $13,067

3. Jersey City, New Jersey

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Median full-time earnings: $67,146

Average round-trip commute time: 76 minutes

Daily cost of commute: $42

Annual cost of commute: $10,645

4. Washington, D.C.

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Median full-time earnings: $80,445

Average round-trip commute time: 63 minutes

Daily cost of commute: $42

Annual cost of commute: $10,642

5. Arlington, Virginia

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Median full-time earnings: $86,640

Average round-trip commute time: 59 minutes

Daily cost of commute: $42

Annual cost of commute: $10,427

6. New York

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Median full-time earnings: $57,224

Average round-trip commute time: 83 minutes

Daily cost of commute: $41

Annual cost of commute: $10,319

7. San Jose, California

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Median full-time earnings: $71,323

Average round-trip commute time: 63 minutes

Daily cost of commute: $39

Annual cost of commute: $9,852

8. Seattle

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Median full-time earnings: $81,290

Average round-trip commute time: 57 minutes

Daily cost of commute: $39

Annual cost of commute: $9,829

9. Irvine, California

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Median full-time earnings: $90,979

Average round-trip commute time: 48 minutes

Daily cost of commute: $38

Annual cost of commute: $9,566

10. Oakland, California

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Median full-time earnings: $62,101

Average round-trip commute time: 69 minutes

Daily cost of commute: $37

Annual cost of commute: $9,214

11. Boston

A view of downtown Boston from the Evelyn Moakley Bridge, Thursday, May 19, 2016, in Boston.

Associated Press/Elise Amendola

Median full-time earnings: $65,038

Average round-trip commute time: 62 minutes

Daily cost of commute: $35

Annual cost of commute: $8,865

12. Chicago

Chicago.

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Median full-time earnings: $53,348

Average round-trip commute time: 71 minutes

Daily cost of commute: $32

Annual cost of commute: $8,060

13. Gilbert, Arizona

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Median full-time earnings: $61,833

Average round-trip commute time: 58 minutes

Daily cost of commute: $30

Annual cost of commute: $7,640

14. Plano, Texas

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Median full-time earnings: $65,554

Average round-trip commute time: 53 minutes

Daily cost of commute: $29

Annual cost of commute: $7,249

15. Atlanta

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Median full-time earnings: $62,221

Average round-trip commute time: 56 minutes

Daily cost of commute: $29

Annual cost of commute: $7,164

16. Portland, Oregon

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Median full-time earnings: $60,043

Average round-trip commute time: 53 minutes

Daily cost of commute: $28

Annual cost of commute: $6,953

17. Philadelphia

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Median full-time earnings: $45,844

Average round-trip commute time: 69 minutes

Daily cost of commute: $27

Annual cost of commute: $6,870

18. Baltimore

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Median full-time earnings: $49,945

Average round-trip commute time: 63 minutes

Daily cost of commute: $27

Annual cost of commute: $6,802

19. Los Angeles

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Median full-time earnings: $46,154

Average round-trip commute time: 66 minutes

Daily cost of commute: $27 

Annual cost of commute: $6,689

20. Denver

Denver, Colorado.

Art Escobado/Getty Images

Median full-time earnings: $58,886

Average round-trip commute time: 54 minutes

Daily cost of commute: $27

Annual cost of commute: $6,659

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